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What Are Required Minimum Distributions?

Required minimum distributions, often referred to as RMDs or minimum required distributions, are amounts that the federal government requires you to withdraw annually from traditional IRAs and employer-sponsored retirement plans after you reach age 70½ (or, in some cases, after you retire). You can always withdraw more than the minimum amount from your IRA or…

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Investing Basics

Saving and Investing Wisely The impact of 3% yearly inflation on the purchasing power of $200,000. Saving Builds a Foundation The first step in investing is to secure a strong financial foundation. Start with these four basic steps: Create a “rainy day” reserve: Set aside enough cash to get you through an unexpected period of…

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