Life Phase Planning Approach

With You Through Every Phase of Life

There are three key phases in your financial life: accumulation, distribution and legacy/transfer of assets. For most investors, this is an age-based, linear progression from one phase to the next. With careful planning, you and your Smith Moore financial advisor can develop fully customized strategies to address each of these phases.

No matter what life phase you are in today, two additional crucial considerations must also be taken into account:

• Addressing your ongoing, special purpose and emergency Iiquidity needs
• Mitigating risks that can jeopardize your financial wellbeing.

To assist in the planning process, your Smith Moore financial advisor can introduce you to our LifePhase180° planning model. Just ask your advisor for details.