CD Rates
Find the current average rates for the week of December 10th, 2024 below:
| Term | Annual Percentage Yield* (%) |
|---|---|
| 6-month | 4.40% |
| 9-month | 4.30% |
| 1-year | 4.15% |
| 2-year | 4.10% |
| 3-year | 4.05% |
| 4-year | 4.05% |
| 5-year | 4.00% |
| 7-year | 3.60% |
Please contact your Smith Moore financial professional to learn more about current offerings. Subject to availability and price changes. *Annual Percentage Yield (APY) – Rates are as of 12/10/24.
Certificates of Deposit (“CDs”) offered by Smith Moore are bank issued and FDIC insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per depository institution, for each account ownership category. CD values are subject to interest rate risk and may decline in value in a rising interest rate environment. If CDs are sold prior to maturity, the investor can lose principal value. Early withdrawal may not be permitted. The amount received from the sale of a CD at current market value may be more or less than the amount originally invested.
Interest may not remain on deposit and periodic payout of interest is required. There is an administrative service charge of $5.50 on all transactions. Yields are quoted net of all commissions. Minimum $10,000. Please visit the FDIC website for more information on FDIC insurance. This information on CDs is for informational purposes only and does not constitute a solicitation to buy or sell securities.